Loan Amount	Maximum of Rs. 02.00 Lacks
Rate of Interest	@ 14%
Guarantor	Two (Creditworthy Guarantor’s )
Membership	Yes, @ 5.0% of Loan Amount share holding
Period	Maximum period of 5 Years
Loaning	Immediate Loan Sanction
Documents	Latest Income Proof of Applicant & Guarantor’s In case of Businessman- Last three I T returns with audited Financial Statement. Bank Track Record last year In case of Salary Earner - Last three months Salary Certificate and six months Salary a/c statement. ID & RD Proof’s documents of Applicant & Guarantor’s Bank Track Record Borrower’s residential proof
Pre-closure	No Pre-closure Charges
Loan Processing Fee	As per Loan Amount. @ 0.55%